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State Employees' PPO

The State Employees' PPO is administered by Blue Cross Blue Shield of Florida, with prescription drug coverage provided by Caremark. With the PPO:

  • You have flexibility to see network or non-network providers, with a significantly lower cost to you when you use network providers.
  • Network copayments make doctor visit and prescription drug costs more predictable.
  • The plan pays 100% of allowed amounts for some preventive care services.
  • You meet a deductible and pay a percentage of most other costs.
  • If you are Medicare-eligible, the plan provides secondary coverage - paying benefits after Medicare pays its benefits.

Plan Highlights

 

State Employees' PPO

Covers care received

network or non-network

You meet annual deductible

  • Individual
  • Family maximum deductible

Network
$250
$500

Non-Network
$750
$1,500

What you pay for care received

  • Doctor office visits
  • Hospital stay

$15/visit for PCP; $25/visit for specialists

$250/visit then 20% of network
allowed amount

40% of non-network allowed amount

$500/visit then 40% of non-network allowed amount

  • Prescription druggeneric preferred brand non-preferred brand

Up to 30-day retail or 90-day mail order prescription

$10/retail; $20/mail order
$25/retail; $50/mail order
$40/retail; $80/mail order

not covered
not covered
not covered

Preventive care: some routine physical exams, health screenings and immunizations

100% of allowed amount;
see preventive care.

30% of non-network allowed amount after deductible; see preventive care.

Annual out-of-pocket maximum (not including deductible, copayments, cost of care not covered by plan)

  • Individual
  • Family

$2,500 network & non-network combined
$5,000 network & non-network combined
after your out-of-pocket costs reach these maximums, for the rest of the calendar year the plan pays 100% for covered care in most cases, up to allowable costs