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Qualified Domestic Relations Orders (QDROs)

In an award of retirement benefits in a Marital Settlement Agreement or Dissolution of Marriage, the FRS member's former spouse (Alternate Payee) is eligible to receive a portion of the member's FRS benefit. However, before an Alternate Payee can be awarded a benefit, a Qualified Domestic Relations Order, or QDRO, must be approved.

The Division of Retirement will approve a QDRO entered on a Pension Plan account and ING, the administrator of the Investment Plan, will approve a QDRO entered on an Investment Plan account.

Below is information intended to provide assistance in obtaining an approved QDRO in a timely manner. The instructions include steps to obtain an approved Pension Plan QDRO, a description of the payment process, and contact information. Model QDRO's are available for use under the FRS Pension Plan.

FRS Pension Plan

Instructions and Model QDRO's under the FRS Pension Plan:

FRS Investment Plan

Instructions and Model QDRO's under the FRS Investment Plan

Note: If you were a previous member of the Pension Plan prior to your Investment Plan membership and part of the marital period was during your Pension Plan membership, you may request a calculation of your marital percentage from the Bureau of Retirement Calculations. You may reach the Bureau of Retirement Calculations by phone toll free at 888-738-2252, or locally at 850-488-6491.